Throwback Thursday: The Short History and Long Future of the Online Lending Industry

In March of 2016 Matt Harris of Bain Capital Ventures wrote on the future of alternative lending; many of his insights continue to hold in today’s market despite challenges experienced in the final quarters of 2016; interestingly, Harris notes a wave of alternative lenders grouped in three categories with alternative lending 1.0 led by Lending Club, SoFi and OnDeck; cites alternative lending 2.0 as including high risk capital chasing market entrants and alternative lending 3.0 as emerging entrants with high potential and efficient business outlooks.  Source

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