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Jan. 2, 2019

Fintechs to Carry 2018 Momentum into 2019

In 2018 fintechs proved to be relevant disruptors and their equity value continued to outpace incumbents. Looking ahead to 2019,...
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Mar. 23, 2018

New Report on Fintech from Federal Reserve Bank of Philadelphia

The report is titled “Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks”; the report used account-level data from LendingClub and other US Banks with assets over $50 billion; according to the paper’s abstract: “We find that LendingClub’s consumer lending activities have penetrated areas that may be underserved by traditional banks, such as in highly concentrated markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in areas where the local economy is not performing well.” Source

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Feb. 5, 2021

Podcast 284: Ram Palaniappan of Earnin

Today, we are talking about earned wage access again. I am a big fan of this product and it is...
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A baby holds on to the ear of a piggy bank while being held by its mother.
May. 16, 2022

Prize-linked savings proves to be engaging savings mechanism for underserved bank customers

Savings are the foundation for building wealth, but millions of underserved Americans struggle to take the first step towards establishing financial security through an emergency savings account.
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Mar. 4, 2019

Lend Academy Podcast: Jason Gross of Petal

There are literally thousands of different card offerings for consumers today. It is a mature space but also one where...
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Jan. 21, 2020

New UK Digital Bank Exits Stealth

The new company called Vive just received their restricted banking license from the Bank of England; Vive plans to launch...
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Apr. 2, 2021

Podcast 292: Ken Rees of Covered Care

The underserved are having a moment. And it is about time. There are more fintech companies targeting the non-prime community...
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Mar. 1, 2017

What Fintech Needs to Do to Make a Dent in the Universe

The fintech industry has come a long way in a short period of time. While financial technology has been around...
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