We have had quite a month of news here in the P2P lending industry. But now I want to return to a regular feature on the blog, something that I have been doing since 2011: sharing my quarterly returns.
I like sharing the details of my investment returns because I believe in transparency and I know returns are what motivates many, if not most, investors. I started out with just Lending Club and Prosper but slowly have added new investments over the years all focused on the lending space. I included a relatively new account this quarter, P2Binvestor, they are an asset-backed small business lending platform open to accredited investors – you can read my original review here.
I have a total of 11 accounts now, most are with Lending Club or Prosper and I will be adding new accounts to this list over the coming year as I am adding new money into a couple of different real estate platforms. I have a relatively large exposure to unsecured consumer credit, small business loans through Direct Lending Investments and now I want to diversify a little more into real estate. More on this later in the year. Now, let’s get right to the numbers.