I know I am very late with this regular feature but better late than never as they say. I have been sharing my detailed quarterly returns with readers since 2011 and I will continue to do so for the foreseeable future. What started out as one LendingClub account in 2009 has now grown into 16 accounts across several different kinds of investments.
The good news is the slight uptick in returns that I experienced in Q3 continued into Q4 with my best quarterly return number in over a year. While I am still not happy with where these returns are today I am pleased with the upward trend of the last two quarters.
Overall Marketplace Lending Return at 5.35%
My overall returns for the calendar year in 2018 of my marketplace lending investments stood at 5.35%. This is up from 4.77% that I reported in Q3 and 4.46% in Q2. Interestingly, my original six LendingClub and Prosper accounts jumped considerably from 3.19% in Q3 to 4.16% in Q4. We are finally seeing the benefit of some changes that the companies made to their underwriting in 2017.
My lone holding in double figures is Streetshares as once again it is my top performing investment by far. But several of my newer investments have been performing well as I consider high single digit returns to be an excellent result these days.
Now on to the numbers. Click the table below to see it at full size.