During the week I share the latest p2p lending news on Twitter as it happens. Then every Saturday I take the most interesting news items and blog posts from the past week and share them here.
Lending Club 2012 in Review, Part I: Loan Volume and Amount Funded from Random Thoughts – A look back at the Lending Club data from 2012 with the usual quality graphs and charts.
How to Apply for a Personal Loan to Pay Off Credit Card Debt from The Pay Off Credit Card Network – For borrowers looking to pay off their credit cards, how and why to do it through a p2p lender.
7 Alternatives to the Stock Market for Older Investors from AOL Daily Finance – Some pretty obvious investments here but good to see peer to peer lending making the list.
Exotic, but Dangerous from the Wall Street Journal – I thought it was interesting that p2p lending does not warrant a mention here from a journalist touting alternatives for investors chasing yield.
Lending Club 2012 in Review. Part II: Interest Rate, Credit Grade, and Loan Purpose from Random Thoughts – Looking at more data for Lending Club from 2012 and comparing it to previous years.
From the Lend Academy Forum
The Lend Academy forum is where investors go to discuss p2p lending. Below are some topics that were being discussed this week.
When to go from $25 loans to $50 loans? – Discussion about how much money you need to have invested before you can go to $50 notes and still maintain a fully diversified portfolio.
Increase In Applicants With Public Records? – At Lending Club there has been a recent increase in the number of borrowers with public records. This discussion thread gets to the bottom of this change.
Borrow-to-lend – The topic of leverage keeps coming up. Given the spread between home mortgage rates and p2p lending returns it is understandable that some people would want to take on this additional risk.