Oakam’s Credit & Underwriting Engine Keys Their Sustained Growth

Oakam has originated more than 420,000 loans and over $275mn to customers with little or bad credit; the UK based lender uses credit bureau data and alternative data including network associations, behavioral data and chat data between potential customers and their agents; the combination of the data sources has allowed them to better asses risk to a client base mostly ignored by traditional financial firms. Source.

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