To really address the racial wealth gap fintech companies need a new mindset. Traditional products, even with a fintech twist, are not making a big enough difference.
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Generative AI is powering fintech modernization with streamlined processes and automated workflows. Transformation teams find the greatest ROI is driven by 4 key adoption trends, especially when supported by an AI-specific risk management strategy.
Fintechs looking to achieve or maintain stability in 2024 need to focus of three key areas: cost discipline, measured growth and regulatory compliance.
Revenues in fintech are projected to grow three times faster than the traditional banking sector. Here are three ways banks can prepare for their digital future.
There is a treasure trove of data within a payments flow. By understanding payments analytics fintechs and banks can transform the user experience.
With a surge in subscription declines what is a consumer subscription business or a SaaS platform to do? There are steps you can take to decrease losses.
Financial institutions have access to a vast amount of customer data, including account information, transaction history, and credit scores. However, much of that data is siloed by different payment platforms and networks and out of reach when fraud teams need it most. Banks can address this data drought problem by finding ways to modernize their tech stack, getting creative with existing rails, and leaning on providers to gain scale.
Advances in embedded lending provide better options for consumers and higher sales with more certainty for merchants. It's a win-win.
The payments landscape is undergoing a significant shift right way with new payments rails gaining more market share. And we have only just begun.
The co-founder of DailyPay shares his views on earned wage access, why it is so important, why it is obviously not a loan, and what is next.