Data Science in Marketplace Lending

A blog post from deBanked provides insight on the use of data scientists in marketplace lending; while these platforms are built on data programming and analytics, Justin Dickerson of Crossfold Analytics implies that the industry could be inefficiently utilizing data scientists resulting in lower returns and income losses broadly across the industry; Dickerson provides recommendations for data science groups specifically noting the importance of building a strong data science infrastructure with less focus on a massive data science team.  Source