Over the past decade we’ve seen consumers warming up to buying everything with multiple payments. It is a phenomenon that I believe may have first started with smartphones. It wasn’t too long ago when cell phones were advertised at their full price. Now flagship models from various manufacturers are advertised first as a monthly price […]
Today’s News
- Affirm: Financing Almost Everything at the Point of SaleAffirm has dominated the market when it comes to point of sale finance at a time when consumers are increasingly opting to pay for things over installments; consumers can now finance everything from practical purchases to non-essentials such as vacations; Affirm’s latest partnership is with StubHub, which will allow NFL fans to finance their tickets […]
- Monzo Users Might See Credit Scores Hurt by Using the Digital BankMonzo users might see their credit scores take a hit due to the digital bank sharing data only with TransUnion and not with Equifax and Experian; Equifax and Experian are the two largest credit bureaus with TransUnion coming in as third largest; the decision could keep customers from making Monzo their primary account which is […]
- JPMorgan Chase Continues to Prioritize User ExperienceIn 2016 JPMorgan’s corporate and investment bank user experience team consisted of 20 people, the team has since grown to 130 and is scheduled to reach 160 by end of the year; Debra Herschmann, Head of User Experience at JPMorgan’s corporate and investment bank, has helped to lead the charge on ensuring user experience is […]
LATEST PODCASTS
Podcast 230: Mark Ruddock of BFS Capital
Small business lending is going through some rapid changes right now. Tech companies like PayPal and Square are becoming huge players in the space and new entrants like Stripe, Shopify and Toast are looking to help finance their huge customer bases. The market is becoming more challenging for the first generation of alternative lenders to […]
Podcast 229: Susan French of BBVA Open Platform
One of the major trends of this decade is going to be the emergence of banking-as-a-service (BaaS). More and more non-financial companies are going to be offer bank-like services. We are already seeing this with the likes of Uber with their Uber Money initiative. Not only that but BaaS also helps enable fintech companies to […]
Podcast 228: Andrew Dix of Crowdfund Insider
This past decade has seen a huge amount of change in finance. We began the decade with a handful of startup companies beginning to apply new technology to finance and we ended with fintech becoming a major force. For our first show of the new decade, episode 228 of the Lend Academy Podcast, the CEO […]