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Peer to Peer Lending News Roundup – January 26, 2013

by Peter Renton on January 26, 2013

During the week I share the latest p2p lending news on Twitter as it happens. Then every Saturday I take the most interesting news items and blog posts from the past week and share them here.

Peer-to-Peer Lending: No Longer Just a Curiosity from BusinessWeek – Good piece in a major publication on p2p lending discussing why it is close to becoming mainstream.

Recent Changes in Minimum Credit Criteria by Lending Club from Random Thoughts – A detailed look at the change in underwriting requirements late last year at Lending Club.

Banks’ Pain Is Startups’ Gain from Bloomberg – While banks are laying off workers many financial startups, including Prosper,  are growing.

Prosper.com to live long and prosper with $20M from Sequoia from VentureBeat – This writer quotes Shakespeare and Star Trek in her coverage of the big news from Prosper this week.

Prosper Raises $20M, Appoints Stephan Vermut CEO from DowJones – Short article featuring Prosper’s new CEO discussing the changes at Prosper.

Lending Memo Preamble from Lending Memo – A new blog dedicated to p2p lending launches.

Lending Club’s future: disrupting student & home loans from Vator News – Wide ranging interview with Lending Club CEO Renaud Laplanche.

Peer to Peer Lending Basics – Part 1: What is Peer to Peer Lending? from Lending Memo – An explanation of why p2p lending is disruptive and how it works.

ZOPA – my review after 2.5 years as a saver from MoneyHow (UK) – Detailed review of the leading p2p lender in the UK, Zopa, by a long time investor.

From the Lend Academy Forum

The Lend Academy forum is where investors go to discuss p2p lending. Below are some topics that were being discussed this week.

Late Loans – Mentality – Once a loan has gone late and goes back to current should you sell it? asks a Prosper investor.

Lending Club Proprietary Model Ranking – A follow up discussion from the blog post at Random Thoughts about the underwriting changes at Lending Club.

Evaluating Investment Strategies  – A really detailed analysis of investment strategies at Lending Club using Interest Radar data.

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